Top 0% APR Credit Card

Citi Simplicity Card Offer
  • The only card with no late fees, no penalty rate, and no annual fee…ever.
  • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.24% – 23.24% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The same great rate for all balances, after the introductory period.
  • Save time when you call with fast, personal help, 24 hours a day – just say “representative”
  • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month.
 APPLY NOW
at Citi’s
secure site

or call Citi at
877-328-9712

  • Purchases Intro APR
    0%* for 21 months*
    Balance Transfers Intro APR
    0%* for 21 months*
    Regular APR
    13.24% – 23.24%* (Variable)
    Annual Fee
    $0*
    Credit Needed
    Excellent/Good

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